We understand just how important it is for you to own a home and we want to make the American Dream of owning a home a reality for you and your Family. We also understand that our clients have different tastes, backgrounds, and preferences, and so we do our best to provide customized home loans to match their specific needs. Whether you are a first time homebuyer, seeking to refinance your existing home, purchasing a second home or investment property, our knowledgeable staff will guide you through each step of the process.

The first step to purchasing your new home should be to get pre-qualified. This single step should be taken before you start looking for a home and especially before entering into a sales contract. It could save you thousands of dollars! With the recent changes and complexities involved in acquiring a mortgage loan in today’s Real Estate market, Joe Cuellar’s Team will make it easy for borrowers to obtain loan approvals quickly. Our automated submission and underwriting process enables you to fill out a mortgage loan application conveniently on your home computer. Or if you prefer to speak to one of our friendly mortgage professionals, we are available to take your mortgage application over the phone or personally meet with you. While the recent economic crisis has been difficult for many Americans, never in our history has there been an opportunity to purchase the home of your dreams at huge discounts. Not to mention, that once we get you pre-approved, we can assist you in finding the Home of your dreams by working with a professional Realtor or Builder. We are here to assist you through the entire process, we are experts at what we do and when you deal with us we will use all of our God Given talents to help you and your family get into the Home Loan available. We can help you find the perfect home. So don’t be afraid to get started, NOW is the time to buy or refinance your home.